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Getting Credit cards from Banks is becoming easier day by days

by GFeed News Desk
February 23, 2022
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A man’s final moments before dying have been recorded by a Study

Credit cards are becoming more accessible today than they were just a few years ago. Nearly two years after the world’s attention was drawn to the pandemic, credit card use in India appears to have matured. This is due to a number of factors, including the fact that using a credit card to purchase products and services has grown easier than ever before, both online and offline.

Credit cards also provide a contactless payment option, which is appealing in the current environment. As a result, credit card usage has surged in India in recent years.

India, as one of the world’s fastest-growing economies, has long sought to close the credit gap between itself and its Western counterparts. Banks and other NBFCs (non-banking financial companies) have recently shifted their focus, attempting to pique interest in the ‘buy now, pay later’ category and EMI purchases.

Fintech players have wreaked havoc on markets by delivering unique services to users. In the past, India was a market where debit was preferred over credit. However, in the last decade, there has been a sea change, and credit cards have been issued with zeal.

The increase in use hasn’t been as strong as it has been in other countries where credit is used for everything. Nonetheless, anxiety about credit appears to be fading among Indians, particularly among millennials and Generation Z.

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